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    PSB Cards

    2. Customer Services
    3. PSB Cards
    Eligibility for Applying for PSB Debit Cards  

    All the Branches can issue Debit Cards to Customers whether ATM is attached with the branch or not.

    • All Customers including Minor and illiterate are eligible for applying Debit Cards.
    • Savings accounts/ Current accounts are eligible for issue of Card.
    • In case of joint accounts, Debit Cards are issued to single customer operating the account
    • Accounts operated by joint signature or account of a minor or an account in which a minor is a joint account holder are also eligible.
    • Existing ATM Debit Card holder can also apply for Rupay Debit card, their existing card in that account, if any, would be blocked at the time of activation of new Rupay Debit Card.
    • Only one card can be issued to a particular account.
    • RuPay Domestic Debit Cards can also be issued to SBNRO account holders.
     
    Type of Debit Cards  

    PSB issues both Non - Personalized and Personalized cards to the customers

    Non Personalized Physical Cards

    Non personalized cards are issued immediately. The customer needs to apply for the card and request for activation through the Branch. These cards come along with the welcome kit.

    Personalized Physical Cards

    ATM cum Debit cards are issued with card holder’s name embossed on the face of card in inactive state. PINs & Cards are issued separately. These Cards are dispatched to the customer's address directly and PINs to the branches on different dates & through different courier.

    Virtual Cards

    Virtual cards are issued immediately in the electronic form through PSB UnIC Mobile App and Web Version. These cards can be used for ECOM purpose only.

     
    The following facilities are provided at our ATMs  

    The following facilities are provided at our ATMs

    • Cash Withdrawal/Balance enquiry/ Mini statement/ PIN Change in ATMs
    • Aadhaar seeding through ATM
    • OD facility for PMJDY customers through ATM
    • Re-KYC through ATM
    • Debit Card PIN Generation through Green PIN Facility
     
    Variant of Debit Cards Issued by The Bank  
    RuPay Classic Debit Card

    PSB RuPay Classic Domestic Debit Card

    This card can be issued to all Customers under any category of account types Saving (Except accounts opened under Financial Inclusion scheme), Current. This is a Debit Card of classic variant. For more information, please click here (https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay PMJDY Debit Card

    RuPay PMJDY Card is issued only to Customers under Financial Inclusion under prestigious Prime Minister Jan Dhan Yojana (PMJDY) scheme. This is a Debit Card of classic variant. For more information, please click here https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay Kisan Credit Card (KCC)

    The Kisan Credit Card (KCC) is an effective instrument for making agricultural credit available to the farmers of country. This facility is applicable for Cash Credit accounts (CC) only and the credit limit depends upon the quantity of land a particular customer is having. For more information, please click here <(https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay Arhtiya Debit Card

    Pungrain RuPay Card is another variant of RuPay Debit Card and shall have all the features of RuPay Debit card which shall be issued to Arhtias in Punjab State registered under Punjab Grain Co-orporation (PUNGRAIN). These Cards are issued on CA accounts only. For more information, please click here (https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay Miller Debit Card

    Pungrain RuPay Miller Card is also of RuPay variant having similar features like Pungrain Arhtia Card, however issued to Millers in Punjab State registered under Punjab Grain Co-orporation (PUNGRAIN). These Cards are issued on CA accounts only. For more information, please click here (https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay Mudra Debit Card

    Micro Units Development and Refinance Agency (MUDRA) has been launched as a new financial institution with the objective of extending credit to the millions of small/ micro units which are outside the banking fold. This MUDRA has designed a credit product called “MUDRA Card” which will provide credit to borrower in the form of cash credit/ overdraft, which can be operated through RuPay Mudra Debit Card. This Card is issued for account opened under MUDRA scheme code only. For more information, please click here (https://www.rupay.co.in/rupay-offers)

    RuPay Classic Debit Card

    PSB RuPay Platinum Debit Card

    This is premium International Variant of Rupay Debit Card which offers various benefits such as higher transaction limits, premium airport lounge access & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/our-cards/rupay-debit/rupay-platinum)

    RuPay Classic Debit Card

    PSB RuPay Platinum Women Debit Card

    This is premium International Variant of Rupay Debit Card for women customers on theme of “Empowering Women” which offers various benefits such as higher transaction limits, premium airport lounge access & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/our-cards/rupay-debit/rupay-platinum)

    RuPay Classic Debit Card

    PSB RuPay Select Debit Card

    This is premium International Variant of Rupay Debit Card for Defence Personnel whose accounts opened under PSB Gaurav Bachat SB Salary Account scheme which offers various benefits such as higher transaction limits, premium airport lounge access, OTT membership & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/select-booking)

     
    Salient Features And Limits Of Debit Cards  

    These Debit Cards can be used on any Banks’ ATMs for withdrawing cash and used at POS & E-commerce channels for making merchant and online payments.

    Cardholder can avail below facilities using Debit Cards:

    • POS transactions at merchant establishments for purchases
    • Cash Withdrawal/Bal enquiry/ Mini statement/ PIN Change in ATMs
    • Mobile Banking registration through Debit card
    • Contactless payment through NFC enabled debit cards
    • Online Internet Banking Registration
    • Online bill payments and ticket bookings (e-commerce)
    • All PSB Debit Cards other than PSB Rupay Platinum/Platinum Women Debit Card & Select Debit Card have a daily ATM cash withdrawal limits of Rs.25,000/- per day and POS+ECOM transactions Limit is Rs.1,00,000/- per day
    • PSB Platinum & Platinum Women Debit Card has daily ATM cash withdrawal limit of Rs.40,000/- per day and POS+ECOM transactions Limit is Rs.1,50,000/- per day
    • PSB Rupay Select Debit Card has daily ATM cash withdrawal limit of Rs.50,000/- per day and POS+ECOM transactions Limit is Rs.2,00,000/- per day.
    pmjdy.gov.in
    swachhbharat.mygov.in
    digitalindia.gov.in
    mudra.org.in
    udyamimitra.in
    pmjdy.gov.in
    swachhbharat.mygov.in
    swachhbharat.mygov.in
    mudra.org.in
    udyamimitra.in
    india.gov.in

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    PSB UniC Digital Banking Solution
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