All the Branches can issue Debit Cards to Customers whether ATM is attached with the branch or not.
All Customers including Minor and illiterate are eligible for applying Debit Cards.
Savings accounts/ Current accounts are eligible for issue of Card.
In case of joint accounts, Debit Cards are issued to single customer operating the account
Accounts operated by joint signature or account of a minor or an account in which a minor is a joint account holder are also eligible.
Existing ATM Debit Card holder can also apply for Rupay Debit card, their existing card in that account, if any, would be blocked at the time of activation of new Rupay Debit Card.
Only one card can be issued to a particular account.
RuPay Domestic Debit Cards can also be issued to SBNRO account holders.
Type of Debit Cards
PSB issues both Non - Personalized and Personalized cards to the customers
Non Personalized Physical Cards
Non personalized cards are issued immediately. The customer needs to apply for the card and request for activation through the Branch. These cards come along with the welcome kit.
Personalized Physical Cards
ATM cum Debit cards are issued with card holder’s name embossed on the face of card in inactive state. PINs & Cards are issued separately. These Cards are dispatched to the customer's address directly and PINs to the branches on different dates & through different courier.
Virtual Cards
Virtual cards are issued immediately in the electronic form through PSB UnIC Mobile App and Web Version. These cards can be used for ECOM purpose only.
The following facilities are provided at our ATMs
The following facilities are provided at our ATMs
Cash Withdrawal/Balance enquiry/ Mini statement/ PIN Change in ATMs
Aadhaar seeding through ATM
OD facility for PMJDY customers through ATM
Re-KYC through ATM
Debit Card PIN Generation through Green PIN Facility
Variant of Debit Cards Issued by The Bank
PSB RuPay Classic Domestic Debit Card
This card can be issued to all Customers under any category of account types Saving (Except accounts opened under Financial Inclusion scheme), Current. This is a Debit Card of classic variant. For more information, please click here (https://www.rupay.co.in/rupay-offers)
PSB RuPay PMJDY Debit Card
RuPay PMJDY Card is issued only to Customers under Financial Inclusion under prestigious Prime Minister Jan Dhan Yojana (PMJDY) scheme. This is a Debit Card of classic variant. For more information, please click here https://www.rupay.co.in/rupay-offers)
PSB RuPay Kisan Credit Card (KCC)
The Kisan Credit Card (KCC) is an effective instrument for making agricultural credit available to the farmers of country. This facility is applicable for Cash Credit accounts (CC) only and the credit limit depends upon the quantity of land a particular customer is having. For more information, please click here <(https://www.rupay.co.in/rupay-offers)
PSB RuPay Arhtiya Debit Card
Pungrain RuPay Card is another variant of RuPay Debit Card and shall have all the features of RuPay Debit card which shall be issued to Arhtias in Punjab State registered under Punjab Grain Co-orporation (PUNGRAIN). These Cards are issued on CA accounts only. For more information, please click here (https://www.rupay.co.in/rupay-offers)
PSB RuPay Miller Debit Card
Pungrain RuPay Miller Card is also of RuPay variant having similar features like Pungrain Arhtia Card, however issued to Millers in Punjab State registered under Punjab Grain Co-orporation (PUNGRAIN). These Cards are issued on CA accounts only. For more information, please click here (https://www.rupay.co.in/rupay-offers)
PSB RuPay Mudra Debit Card
Micro Units Development and Refinance Agency (MUDRA) has been launched as a new financial institution with the objective of extending credit to the millions of small/ micro units which are outside the banking fold. This MUDRA has designed a credit product called “MUDRA Card” which will provide credit to borrower in the form of cash credit/ overdraft, which can be operated through RuPay Mudra Debit Card. This Card is issued for account opened under MUDRA scheme code only. For more information, please click here (https://www.rupay.co.in/rupay-offers)
PSB RuPay Platinum Debit Card
This is premium International Variant of Rupay Debit Card which offers various benefits such as higher transaction limits, premium airport lounge access & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/our-cards/rupay-debit/rupay-platinum)
PSB RuPay Platinum Women Debit Card
This is premium International Variant of Rupay Debit Card for women customers on theme of “Empowering Women” which offers various benefits such as higher transaction limits, premium airport lounge access & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/our-cards/rupay-debit/rupay-platinum)
PSB RuPay Select Debit Card
This is premium International Variant of Rupay Debit Card for Defence Personnel whose accounts opened under PSB Gaurav Bachat SB Salary Account scheme which offers various benefits such as higher transaction limits, premium airport lounge access, OTT membership & Personal Accidental Insurance coverage. This Debit Card can be used at both domestic & international ATM & POS network. For more information, please click here (https://www.rupay.co.in/select-booking)
Salient Features And Limits Of Debit Cards
These Debit Cards can be used on any Banks’ ATMs for withdrawing cash and used at POS & E-commerce channels for making merchant and online payments.
Cardholder can avail below facilities using Debit Cards:
POS transactions at merchant establishments for purchases
Cash Withdrawal/Bal enquiry/ Mini statement/ PIN Change in ATMs
Mobile Banking registration through Debit card
Contactless payment through NFC enabled debit cards
Online Internet Banking Registration
Online bill payments and ticket bookings (e-commerce)
All PSB Debit Cards other than PSB Rupay Platinum/Platinum Women Debit Card & Select Debit Card have a daily ATM cash withdrawal limits of Rs.25,000/- per day and POS+ECOM transactions Limit is Rs.1,00,000/- per day
PSB Platinum & Platinum Women Debit Card has daily ATM cash withdrawal limit of Rs.40,000/- per day and POS+ECOM transactions Limit is Rs.1,50,000/- per day
PSB Rupay Select Debit Card has daily ATM cash withdrawal limit of Rs.50,000/- per day and POS+ECOM transactions Limit is Rs.2,00,000/- per day.
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.