For any genuine personal credit requirement like, medical expenses, marriage expenses, purchase of consumer durables, domestic consumption, travel expenses, expenses on other social ceremonies, etc.
Eligibility Criteria
A. Borrower should have Salary account with our Bank or any Other Bank.
B. Category of Borrower:
(i) Salaried Class:
Permanent Govt. Employees (Central/State)/PSU employees: having salary account with our Bank or any other Bank and Satisfactory account relationship with our Bank or any other Bank for at least 6 months.
Permanent Employees of MNCs/Public limited Companies: Confirmed Employees of Institution/Company having salary account with our Bank or any other Bank and Satisfactory account relationship with our Bank or any other Bank for at least 6 months.
Permanent Employees of Reputed/Well established Private institutions: Confirmed Employees of Institution/Company having salary account with our Bank.
Permanent employees of MNC/Public limited Companies/Permanent employees of approved institution (education Institution/Hospitals/Multistate hospitals/reputed / well established private institutions
Employees of MNC / Permanent Employees of MNCs/Public limited Companies/multi-state hospitals :
Should have Minimum 2 years of service.
Minimum Gross Monthly Salary- Above Rs.30000/- per month
Pensioners: Pensioners having their pension account with our Bank.
c. Age limit of the borrower to be as under-:
Minimum Entry Age: 21 years
Minimum Entry Age: 21 years
Salaried Class / Permanent employees of reputed education Institutions/Hospitals/multi-state hospitals: Date of retirement from services.
Pensioners : 70 years. Loan should be adjusted by 70 years.
No Family Pensioner is eligible above 70 years.
ECS mandate must be taken from the customers having their salary accounts with other banks.
Quantum of Finance
Min -5 Lakh
Max 20.00 Lakh
Guarantee
Guarantee of either Spouse or Major Children or Third Party.
Repayment
Maximum repayment period would be 84 months subject to the maximum age criterion, whichever is earlier.
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“Compare and Shop is a Service provided by Cheggout Services Pvt Ltd for Punjab and Sind Bank customer(s). Punjab & Sind Bank is providing this as a value added service. Punjab and Sind Bank does not guarantee or warranty or make any representation about the usefulness, worthiness and/or character of the product/service and/or discount or benefit.”
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
