ATM/Debit Card Charges w.e.f 23.10.2025.
| Debit card Variant |
Issuance Fee |
Re-issuance Fee |
Annual Fee |
| Classic Debit Card |
Nil |
Rs.200/- |
Rs.200/- |
| Platinum Debit Card |
Rs.200/- |
Rs.200/- |
Rs.200/- |
| RUPAY Select Debit Card |
Rs.400/- |
Rs.400/- |
Rs.400/- |
Other charges on ATM/Debit Cards.
| Re-issue of PIN |
Rs.50/- + GST |
| ATM/POS transaction technical declines attributable to customer (i.e. insufficient fund in account) |
Rs.23 + GST per instance |
| Green PIN |
Free |
| Pin Change Transactions |
Free |
| ATM transaction charges for saving account |
- ATM in Metro Cities: First 3 transactions (financial and non-financial) Free on use of other Bank’s ATMs per month.
- ATM in Non-Metro Cities: First 5 transactions (financial and non-financial) Free on use of other Bank’s ATMs per month.
- Charges on subsequent transactions thereafter:
- (a) Rs.23/- +GST per financial transaction.
- (b) Rs.9/- +GST per non-financial transaction.
|
| ATM transaction charges for CA/OD/CC account |
- No Free transactions on other bank ATMs. Charges levied from 1st transaction onwards on use of other Bank’s ATMs.
- (a) Rs.23/- +GST per financial transaction.
- (b) Rs.9/- +GST per non-financial transaction.
|
Usage Limits available on RuPay Classic Debit Cards:
- These cards have a daily cash withdrawal limits of Rs.25,000/- per day.
- Separate daily limit of Rs.1 lac is available for POS + ECOM transactions.
Usage Limits available on RuPay Platinum Debit Cards:
- These cards have a daily cash withdrawal limits of Rs.40,000/- per day.
- Separate daily limit of Rs.1,50,000/- is available for POS + ECOM transactions.
Usage Limits available on RuPay Select Debit Cards:
- These cards have a daily cash withdrawal limits of Rs.50,000/- per day.
- Separate daily limit of Rs.2,00,000/- is available for POS + ECOM transactions.
