i) 0.50% of limit (for portion above Rs.3 Lakh) with minimum of Rs. 500/- at the time of sanction only.
ii) Processing Fee will be applicable in case of enhancement above Rs.3 Lakh, on enhanced portion only.
iii) No processing Charge to be levied at the time of renewal
Loans >Rs.2 Lakh & upto Rs.25 Lakh
@Rs.100 per lac subject to maximum Rs.2000/-
Loans >Rs.25 Lakh & upto Rs.50 Lakhs
Rs. 2000 + @Rs. 150 per lac on loan/ limit in excess of Rs. 25 Lacs subject to maximum of Rs.5000/-
>Rs.50 Lakh & above
Rs. 5000 + @Rs. 200 per lac on loan/ limit in excess of Rs. 50 Lacs subject to maximum of Rs.10000/-
TERM LOAN
AGRI
Upto Rs.25,000/-
NIL
No Fee for Reviewal.
Levied @ same as on KCC.
Above Rs.25000/- and upto Rs.2 Lakh
Rs.400/-
Above Rs.2 Lakh
@1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
No Fee for reviewal.
RICE SHELLER
Rs.100/- per lac.for W.C and for term loans upfront fee Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM permitted to waive processing fee by 50% of the applicable fee in cases of fresh taken over from other banks and high value accounts having internal credit rating 1 & 2 only.
W.C.
Rs.100/- per lac max. of Rs.25000/-
Upto Rs. 2 Lacs
NIL
Above Rs. 2 Lacs & upto Rs.25 Lakh
Rs.2500/-
Above Rs. 25 Lacs & upto Rs.100 Lakh
Rs.5000/-
Above Rs. 100 Lacs
Rs.10000/-
Term Loan
For term loans fee upfront Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM permitted to waive processing fee by 50% of the applicable fee in cases of fresh taken over from other banks and high value accounts having internal credit rating 1 & 2 only.
(Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal)
For Supplying Copy of Documents
Upto Rs.25000/-
NIL
Above Rs. 25000/- & upto Rs.100 Lakh
Rs.500/-
Above Rs. 100 Lacs
Rs.1000/-plus actual Charges
MSME
Upto Rs.5 Lakh
(WC/ Term Loan)
NIL
Upto Rs. 25000/-
NIL
Upto Rs. 2 Lacs
NIL
Above Rs.25000/- & upto Rs.2 Lakh
Rs.400/-
Above Rs. 2 Lacs & upto Rs.25 Lakh
Rs.2500/-
Above Rs.5 Lakh
Above Rs.2 Lakh
Above Rs. 25 Lacs & upto Rs.100 Lakh
Rs.5000/-
WC Limit
Other than Real Estate Sector
Real Estate
WC Limit
Other than Real Estate Sector
Real Estate
Above Rs. 100 Lacs
Rs.10000/-
(a) (i) Working Capital above Rs. 5 Lakh to Rs.50 lakh
0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year.
Rs. 500/- per lakh or part thereof with no cap
(a) (i) Working Capital above Rs. 2 Lakh to Rs.50 lakh
0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year.
Rs. 500/- per lakh or part thereof with no cap
For Supplying Copy of Documents
Upto Rs.25000/-
NIL
1% with no cap and 50% of applicable charges on renewal every year.
(a) (ii) Working Capital above Rs.50 lakh
1% with no cap and 50% of applicable charges on renewal every year.
(a) (ii) Working Capital above Rs.50 lakh
(b) Term Loans above Rs.5 Lakhs
@1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
(b) Term Loans above Rs.2 Lakhs
@1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
(Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal.)
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
