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Electronic Clearing Service (ECS)/ National Automated Clearing House (NACH)

Cheque Book Charges:
Saving
Banks
Account
✓   25 leaves per year- Free
✓   For extra leaves Rs.5/- per leaf.
✓   Staff /ex-staff are exempted from the charges irrespective of number of leaves.
CA/CC/OD ✓   Rs.5/- per leaf for individual and Non-Individual Accounts.
(a) Eligibility for Personalized/Non-Personalized Cheque Book:
     At par with the minimum balance criteria for saving and current accounts respectively.
URL: Not found for Cheque book issuance.
Part- B: Service Charges - Digital Channel
1. Electronic Clearing Service (ECS)/National Automated Clearing House (NACH)
Description Charges
ECS/NACH Registration of Mandate/ Signature Verification Charges Rs.150/- per mandate
NACH registration for customers’ availing loan from another Bank and paying their EMIs from account with our Bank Rs. 150/- per mandate
NACH registration for customers’ availing loan from our Bank and paying their EMI from another Bank NIL
Mandate Registration Charges/ Signature Verification Charges/transaction charges for contribution towards following Schemes:
(i) Pradhan Mantri Kisan Maan-dhan Yojana (PM-KMY)
(ii) Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)
(iii) Pradhan Mantri Laghu Vyapari Maan-dhan Yojana(PM-LVMY)
NIL
Note: The following scheme are exempted for NACH registration charges
  • PSB Nari Shakti Saving Account with scheme code SBWPK, SBWSK
  • BSBD deposit scheme with scheme code SBFIN, SBBAS, SBKID, SBFIB and SBSRL
  • In terms of RBI guidelines, no charges shall be levied in respect of Income Tax Refund Orders
  • ECS operations are not applicable for RD accounts
ECS/NACH Return Charges (Per entry/item) due to non-availability of fund in customer account/ failed mandate Inward Return Upto Rs.1 lac - Rs.200/-
Above Rs.1 lac- Rs.500/-
Outward Return Upto Rs.1 lac- Rs.150/-
Above Rs.1 lac- Rs.400/-
ECS/NACH Credit Clearing (Per entry) as a Sponsor Bank Individuals NIL
Corporate Bodies/Institutions Rs.5.50 per transaction. Minimum Rs.3000 + Charges payable to NPCI and destination bank, if any
ECS/NACH Debit Clearing (Per entry) as a sponsor Bank Individuals NIL
Corporate Bodies/Institutions Rs.4.00 per transaction. Minimum Rs.2500 + Charges payable to NPCI and destination bank, if any

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