A)INDIAN ARMY_AGNIVEERS- For purchase of New Two Wheeler Vehicles.
(B) DEFENCE PERSONNEL in INDIAN ARMY- For purchase of New and Old Four Wheeler Vehicles (All Variants) and New Two Wheeler Vehicles (All variants)
ELIGIBILITY
maintaining their Gaurav Bachat Salary and Pension Accounts having respective salary and pension credits with Punjab & Sind Bank.
AGE
Minimum : 18 years
Maximum: Subject to adjustment of loan before the age of
Employee without pension – 60 years
Employee with pension– 70 years
MARGIN
(i) For New Vehicle- Applicable margin of on-road price inclusive of one time Road Tax, Registration & Insurance, shall be NIL
(ii) For old four wheeler - 25%
ROI
New Four Wheeler/ Two Wheeler (all variants)/Agniveer Two Wheeler
Product
CIBIL Credit Vision Score
Repo %
Markup % (3 Year Reset)
CRP % (Yearly Review)
BSP % (3 Year Reset)
Proposed ROI
New Four Wheeler
768-900
6.50
1.95
0.19
0.01
8.65
753-767
6.50
1.95
0.32
0.08
8.85
732-752
6.50
1.95
0.51
0.14
9.10
690-731
6.50
1.95
0.85
0.20
9.50
New Two Wheeler
768-900
6.50
1.95
0.19
2.51
11.15
753-767
6.50
1.95
0.32
2.58
11.35
732-752
6.50
1.95
0.51
2.69
11.65
690-731
6.50
1.95
0.85
2.65
11.95
PSB E-VAHAN FOUR WHEELER:
CIBIL
Repo
Markup%
CRP%
BSP%
Effective EBLR%
768-900
6.50
1.95
0.19
0.21
8.85
753-767
6.50
1.95
0.32
0.28
9.05
732-752
6.50
1.95
0.51
0.29
9.25
690-731
6.50
1.95
0.85
0.30
9.60
PSB APNA VAHAN OLD FOUR WHEELER:
CIBIL Credit Vision Score
Repo %
Markup %
CRP %
BSP %
Effective EBLR
768-900
6.50
1.95
0.19
2.26
10.90
753-767
6.50
1.95
0.32
2.33
11.10
732-752
6.50
1.95
0.51
2.44
11.40
690-731
6.50
1.95
0.85
2.40
11.70
REPAYMENT
INDIAN ARMY_AGNIVEERS
For new two wheeler vehicles: Max. 48 months.
INDIAN ARMY -
For new four wheeler vehicles: Max. 84 months.
For new two wheeler vehicles: Max. 60 months.
For Old four wheeler: Max 60 months subject to the age of the vehicle
(Total period of Repayment plus age of vehicle not to exceed 84 months)
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
