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    PSB Agri Gold Loan Scheme

    2. PSB Agri Gold Loan Scheme
    PSB Agri Gold Loan Scheme.

    PSB Agri Gold Loan Scheme

    Agriculture remains the backbone of India’s economy, and timely access to credit plays a vital role in ensuring the success of each cropping season. Recognizing this critical need, Punjab & Sind Bank has introduced the Agri Gold Loan Scheme — a swift and secure credit facility at best rate of interest aimed at supporting farmers by unlocking the value of their gold ornaments.

    Agri Gold Loan Scheme is specially crafted for farmers and individuals engaged in allied agricultural activities. By pledging gold ornaments, eligible borrowers can avail short-term credit quickly to meet agricultural expenses such as purchase of inputs, irrigation, equipment repair, and other farm-related needs.

    Key Features of the Scheme:

    • Loan Amount: Determined based on the purity and weight of the gold pledged, following the bank’s valuation norms.
    • Minimal Documentation: Simple application process with basic KYC and landholding proofs.
    • Quick Disbursal: Loans are sanctioned and disbursed promptly to ensure timely availability of funds.
    • Attractive Interest Rates: Competitive rates designed to reduce the financial burden on farmers.
    • Flexible Repayment Options: Repayment schedules aligned with cropping cycles and seasonal cash flows.
    • No Additional Collateral: Only gold ornaments are required as security.
    • Lowest Turnaround Time (TAT)

    Benefits to Farmers:

    • Transparent and fair valuation of gold.
    • Personalized service at Punjab & Sind Bank branches.
    • Safe custody of pledged gold in secure bank vaults.

    Who Can Apply?

    • Farmers and individuals involved in agriculture or allied activities.
    • Applicants must possess cultivable land and gold ornaments for pledge.

    How to Apply?

    • Interested farmers can visit the nearest Punjab & Sind Bank branch with their gold ornaments, identity/address proof, and basic landholding documents. Our team will assist with valuation, documentation, and quick sanctioning of the loan.

    Punjab & Sind Bank’s Agri Gold Loan Scheme reflects our enduring commitment to the farming community. By providing instant credit through gold-backed loans, we aim to ensure that no agricultural operation is hindered due to lack of funds. Let your gold empower your growth this season.

    Get in Touch to learn more or apply for agricultural gold loans, visit our nearest branch or explore our website (https://punjabandsind.bank.in)

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