Agriculture remains the backbone of India’s economy, and timely access to credit plays a vital role in ensuring the success of each cropping season. Recognizing this critical need, Punjab & Sind Bank has introduced the Agri Gold Loan Scheme — a swift and secure credit facility at best rate of interest aimed at supporting farmers by unlocking the value of their gold ornaments.
Agri Gold Loan Scheme is specially crafted for farmers and individuals engaged in allied agricultural activities. By pledging gold ornaments, eligible borrowers can avail short-term credit quickly to meet agricultural expenses such as purchase of inputs, irrigation, equipment repair, and other farm-related needs.
Key Features of the Scheme:
Loan Amount: Determined based on the purity and weight of the gold pledged, following the bank’s valuation norms.
Minimal Documentation: Simple application process with basic KYC and landholding proofs.
Quick Disbursal: Loans are sanctioned and disbursed promptly to ensure timely availability of funds.
Attractive Interest Rates: Competitive rates designed to reduce the financial burden on farmers.
Flexible Repayment Options: Repayment schedules aligned with cropping cycles and seasonal cash flows.
No Additional Collateral: Only gold ornaments are required as security.
Lowest Turnaround Time (TAT)
Benefits to Farmers:
Transparent and fair valuation of gold.
Personalized service at Punjab & Sind Bank branches.
Safe custody of pledged gold in secure bank vaults.
Who Can Apply?
Farmers and individuals involved in agriculture or allied activities.
Applicants must possess cultivable land and gold ornaments for pledge.
How to Apply?
Interested farmers can visit the nearest Punjab & Sind Bank branch with their gold ornaments, identity/address proof, and basic landholding documents. Our team will assist with valuation, documentation, and quick sanctioning of the loan.
Punjab & Sind Bank’s Agri Gold Loan Scheme reflects our enduring commitment to the farming community. By providing instant credit through gold-backed loans, we aim to ensure that no agricultural operation is hindered due to lack of funds. Let your gold empower your growth this season.
Get in Touch to learn more or apply for agricultural gold loans, visit our nearest branch or explore our website (https://punjabandsind.bank.in)
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A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
