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Requirement of minimum Quarterly Average Balance in saving Bank accounts

  2. Requirement of minimum Quarterly Average Balance in saving Bank accounts

Requirement of Minimum Quarterly Average Balance (QAB) w.e.f 23.10.2025.

Quarterly Minimum Average Balance in general saving bank account:

Branch Location Minimum Quarterly Average Balance (QAB)
Metro & Urban 2000/-
Semi-Urban NIL
Rural NIL

Requirement of QAB in other saving products are given here under:

SB products with CBS Code QAB Requirement
Basic Saving Bank Deposit account with CBS code SBBAS, SBFIN, SBFIB, SBSRL, SBKID NIL
Govt PFMS account under SNA, CNA account with CBS code–SBSNA, SBCNA and subsidiary child account with CBS code SBIA, SBCIA NIL
PSB Salary Plus-New UDAAN saving product with CBS code SBSMA, SBSPL, SBPSL, SBESL, SBEXS NIL
PSB Gaurav Bachat SB Products with CBS code SBDEF, SBPAR, SBDEP, SBPAP, SBVNA, and SBSGB NIL
PSB Naari Shakti SB Product scheme PSB Pink with CBS code SBWPK, SBWSK and PSB Smile with CBS code FDWPK, FDWSK
  • Rs. 10,000/- (Pink)
  • Rs. 50,000/- (Smile)
PSB Parivaar Family Banking Product with CBS Code SBPRI Rs. 30,000/-
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