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    PSB Krishak Savings Account

    2. PSB Krishak Savings Account

    PSB Krishak Savings Account

    A Savings Product specifically designed to cater the financial needs of the farmers.

    S.No Features Detailed Benefits/Particulars
    1 Eligibility Criteria Individual Farmers age 18 years and above
    2 Minimum Quarterly Average Balance (QAB) Required. Rs 2500/-
    3 Charges for non-maintenance of minimum QAB. Nil
    4 Minimum Initial Deposit Amount Rs 2500/-
    5 Maximum Deposit Allowed No Limit
    6 Nomination facility Available (As per the extant guidelines.)
    7 Rate of interest As per HO RMD guidelines issued from time to time.
    8 NEFT/RTGS/IMPS through Branch (with cheque) Unlimited Free
    9 NEFT/RTGS/IMPS through Online Channel Unlimited Free
    10 SMS Alert Charges Full Waiver
    11 Cheque Book Issuance Charges Free (up to 30 leaves per year)
    12 PassBook Issuance Charges Unlimited Free
    13 Issuance of Email Statement Charges Free
    14 Issuance of Demand Draft Unlimited Demand Drafts Free
    15 Locker Rent Concession 25% Concession in One Small Locker only
    16 Standing Instruction Charges Free
    17 Balance Certificate Free
    18 Primary Health Care Services Free services for the primary account holder:
    • Unlimited Tele-consultation with qualified doctors
    • Unlimited visits to e-clinic for assisted audio-video consultations
    • Assistance by nurse at the clinic
    19 Flexi Deposit Sweep Facility Available
    • Amount above Rs 25,000/- converted to Flexi Fixed Deposit
    • Tenure: 46 Days to 5 Years
    • Sweep-in/out in multiples of Rs 1000/-
    • Senior Citizen benefits allowed as per HO guidelines
    20 Annual Debit Card Issuance / Renewal Charges Platinum Card: Rs. 200/-
    21 ATM Cash Withdrawal Limit Up to Rs.40,000/- per day
    22 POS + ECOM Transaction Limit Up to Rs.1,50,000/- per day
    23 Personal Accidental Death Cover (with Platinum Debit Card) Rs.2 Lakh
    24 Free Lounge Access • Domestic Airport Lounge – Once per calendar year per card
    • International Airport Lounge – Once per calendar year per card
    Note: All other terms and conditions as applicable to other Savings Account Bank Deposit Products but not mentioned here shall apply.
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