A Savings Product specifically designed to cater the financial needs of the farmers.
S.No
Features
Detailed Benefits/Particulars
1
Eligibility Criteria
Individual Farmers age 18 years and above
2
Minimum Quarterly Average Balance (QAB) Required.
Rs 2500/-
3
Charges for non-maintenance of minimum QAB.
Nil
4
Minimum Initial Deposit Amount
Rs 2500/-
5
Maximum Deposit Allowed
No Limit
6
Nomination facility
Available (As per the extant guidelines.)
7
Rate of interest
As per HO RMD guidelines issued from time to time.
8
NEFT/RTGS/IMPS through Branch (with cheque)
Unlimited Free
9
NEFT/RTGS/IMPS through Online Channel
Unlimited Free
10
SMS Alert Charges
Full Waiver
11
Cheque Book Issuance Charges
Free (up to 30 leaves per year)
12
PassBook Issuance Charges
Unlimited Free
13
Issuance of Email Statement Charges
Free
14
Issuance of Demand Draft
Unlimited Demand Drafts Free
15
Locker Rent Concession
25% Concession in One Small Locker only
16
Standing Instruction Charges
Free
17
Balance Certificate
Free
18
Primary Health Care Services
Free services for the primary account holder:
• Unlimited Tele-consultation with qualified doctors
• Unlimited visits to e-clinic for assisted audio-video consultations
• Assistance by nurse at the clinic
19
Flexi Deposit Sweep Facility
Available
• Amount above Rs 25,000/- converted to Flexi Fixed Deposit
• Tenure: 46 Days to 5 Years
• Sweep-in/out in multiples of Rs 1000/-
• Senior Citizen benefits allowed as per HO guidelines
20
Annual Debit Card Issuance / Renewal Charges
Platinum Card: Rs. 200/-
21
ATM Cash Withdrawal Limit
Up to Rs.40,000/- per day
22
POS + ECOM Transaction Limit
Up to Rs.1,50,000/- per day
23
Personal Accidental Death Cover (with Platinum Debit Card)
Rs.2 Lakh
24
Free Lounge Access
• Domestic Airport Lounge – Once per calendar year per card
• International Airport Lounge – Once per calendar year per card
Note: All other terms and conditions as applicable to other Savings Account Bank Deposit Products but not mentioned here shall apply.
The link will open only through bank's intranet and it will not open through internet
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“Compare and Shop is a Service provided by Cheggout Services Pvt Ltd for Punjab and Sind Bank customer(s). Punjab & Sind Bank is providing this as a value added service. Punjab and Sind Bank does not guarantee or warranty or make any representation about the usefulness, worthiness and/or character of the product/service and/or discount or benefit.”
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
