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    PSB Naari Shakti Savings Account

    2. PSB Naari Shakti Savings Account

    PSB Naari Shakti Savings Account

    A Special Savings account tailored exclusively for Women. This product addresses the unique financial needs and preferences of Women.

    Variants PSB Pink PSB Smile
    Eligibility Resident Indian woman customers above 18 years of age
    Sole or Joint Account - Primary account holder should be a woman in case of joint account.
    Minors, Non Residents and Foreigners, are not eligible for this product.
    Minimum initial Deposit to open account Rs.5000/- Rs.10000/-
    Minimum Quarterly Average Balance Rs.10000/- Rs.50000/-
    Charges for not maintaining Quarterly Average Balance Rs.200/- Per Quarter Rs.400/- Per Quarter
    Minimum Balance for Sweep in and out facility Rs.50000/- Rs.100000/-
    Maximum Balance for Sweep in and Sweep out facility Rs.2.99 crore Rs.2.99 crore
    Rate of Interest on Flexi Fixed deposit ROI will be given as per card rate for domestic term deposits below Rs 3 crore.
    Sweep-in and Sweep out in multiples of (LIFO) Rs.50000/- Rs.50000/-
    Period of FFD 46 days to 179 days 46 days to 179 days
    Concession in Cash Deposit Charges Rs.1.00 Lakh per day Rs.2.00 Lakh per day
    Concessions
    A) Up to two drafts with max amount Rs.25,000/- each per month - Free

    B) No NACH charges

    C) No RTGS/NEFT charges

    D) No charges for Cheque Book leave up to 100

    E) No SMS charges

    F) 25% Concession on one small Locker (subject to availability)


    A) Up to five drafts with max amount Rs.50,000/- each per month - Free

    B) No NACH charges
    C) No RTGS/NEFT charges

    D) No charges for Cheque Book leave up to 200

    E) No SMS charges


    F) 50% Concession on one small Locker (subject to availability)
    Type of ATM Debit Card Rupay Platinum Debit card
    Free Accidental Insurance in built in debit card Rs.2 lacs accident insurance up to 70 years of age
    (Subject to minimum one successful RuPay Card induced financial transaction at any PoS/E-com, both Intra and Inter-bank i.e., on-us or off-us within 30 days prior to accident date including accident date of RuPay Cardholder; subject to NPCI guidelines)    		 Rs.2 lacs accident insurance up to 70 years of age
    (Subject to minimum one successful RuPay Card induced financial transaction at any PoS/E-com, both Intra and Inter-bank i.e., on-us or off-us within 30 days prior to accident date including accident date of RuPay Cardholder; subject to NPCI guidelines)
    Issuance/maintenance of Debit Card charges Free (100% concession in issuance /Annual maintenance charges) Free (100% concession in issuance /Annual maintenance charges)
    Group Personal Accident Insurance # Rs.10 lakh Rs.20 lakh
    Free Cancer care treatment after hospitalization # NA Rs.10 Lakh
    Annual Preventive health checkup # NA Free once in a year
    Teleconsultation # NA Free
    Note:
    # Features related to Insurance coverage of GPA, Cancer care and Health will be extended from day one of account opening for women aged 18–69 years. Only the primary account holder is eligible. For Cancer care, a waiting period of 90 days applies. Pre-existing diseases are excluded.
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    india.gov.in

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