A Special Savings account tailored exclusively for Women. This product addresses the unique financial needs and preferences of Women.
Variants
PSB Pink
PSB Smile
Eligibility
Resident Indian woman customers above 18 years of age
Sole or Joint Account - Primary account holder should be a woman in case of joint account.
Minors, Non Residents and Foreigners, are not eligible for this product.
Minimum initial Deposit to open account
Rs.5000/-
Rs.10000/-
Minimum Quarterly Average Balance
Rs.10000/-
Rs.50000/-
Charges for not maintaining Quarterly Average Balance
Rs.200/- Per Quarter
Rs.400/- Per Quarter
Minimum Balance for Sweep in and out facility
Rs.50000/-
Rs.100000/-
Maximum Balance for Sweep in and Sweep out facility
Rs.2.99 crore
Rs.2.99 crore
Rate of Interest on Flexi Fixed deposit
ROI will be given as per card rate for domestic term deposits below Rs 3 crore.
Sweep-in and Sweep out in multiples of (LIFO)
Rs.50000/-
Rs.50000/-
Period of FFD
46 days to 179 days
46 days to 179 days
Concession in Cash Deposit Charges
Rs.1.00 Lakh per day
Rs.2.00 Lakh per day
Concessions
A) Up to two drafts with max amount Rs.25,000/- each per month - Free
B) No NACH charges
C) No RTGS/NEFT charges
D) No charges for Cheque Book leave up to 100
E) No SMS charges
F) 25% Concession on one small Locker (subject to availability)
A) Up to five drafts with max amount Rs.50,000/- each per month - Free
B) No NACH charges
C) No RTGS/NEFT charges
D) No charges for Cheque Book leave up to 200
E) No SMS charges
F) 50% Concession on one small Locker (subject to availability)
Type of ATM Debit Card
Rupay Platinum Debit card
Free Accidental Insurance in built in debit card
Rs.2 lacs accident insurance up to 70 years of age
(Subject to minimum one successful RuPay Card induced financial transaction at any PoS/E-com, both Intra and Inter-bank i.e., on-us or off-us within 30 days prior to accident date including accident date of RuPay Cardholder; subject to NPCI guidelines)
Rs.2 lacs accident insurance up to 70 years of age
(Subject to minimum one successful RuPay Card induced financial transaction at any PoS/E-com, both Intra and Inter-bank i.e., on-us or off-us within 30 days prior to accident date including accident date of RuPay Cardholder; subject to NPCI guidelines)
Issuance/maintenance of Debit Card charges
Free (100% concession in issuance /Annual maintenance charges)
Free (100% concession in issuance /Annual maintenance charges)
Group Personal Accident Insurance #
Rs.10 lakh
Rs.20 lakh
Free Cancer care treatment after hospitalization #
NA
Rs.10 Lakh
Annual Preventive health checkup #
NA
Free once in a year
Teleconsultation #
NA
Free
Note:
# Features related to Insurance coverage of GPA, Cancer care and Health will be extended from day one of account opening for women aged 18–69 years. Only the primary account holder is eligible. For Cancer care, a waiting period of 90 days applies. Pre-existing diseases are excluded.
The link will open only through bank's intranet and it will not open through internet
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“Compare and Shop is a Service provided by Cheggout Services Pvt Ltd for Punjab and Sind Bank customer(s). Punjab & Sind Bank is providing this as a value added service. Punjab and Sind Bank does not guarantee or warranty or make any representation about the usefulness, worthiness and/or character of the product/service and/or discount or benefit.”
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
General Manager-IT,
Punjab & Sind Bank
Internet Banking
Dear customers,
A New Internet Banking and Mobile Banking Solution - PSB UnIC for Retail Customers including NRE/NRO and PSB UnIC Biz for Sole Proprietor customers and Corporate Customers has been rolled out successfully by the Bank bringing UPI, IMPS, NEFT, RTGS and many more banking services under one platform.
Please note that our customers have already been notified that the old Internet Banking Portal of the Bank will be pulled down by 28.02.2022. The Funds Transfer services were blocked for Retail Internet Banking Customers since 09.01.2022. However, our old Internet Banking Portal was running parallelly for the last few days for the benefit of old Retail and Corporate Internet Banking Customers. It has now been decided that the Old Internet Banking will be pulled down on midnight of 21.03.2022. Bill Payments and Tax Payments ( OLTAS and GST) can be done through PSB UnIC digital platform. Bill Payment services are moved to PSB UnIC from 16.03.2022 onwards and the OLTAS functionality will be live from 18.03.2022 through PSB UnIC.
Our existing old Internet Banking customers ( Retail and Sole Propriership) who are yet to register in PSB UnIC are requested to make a onetime registration by visiting our website: https://punjabandsindbank.co.in and by clicking on PSB UnIC and choosing appropriate Option as follows:
And submit the duly signed application form along with required documents Viz. Board Resolution / Partnership Letter with Deed / Trust, Society, Club Resolution Letter/ HUF Letter etc. and also the KYC documents of the Authorised Users immediately to the parent Branch.
These corporate customers will be sent a registration kit through email after submission of the above documents. By Using the credentials in the mail, the corporate customers are requested to register by following the instructions contained in the email and start availing the benefit of PSB UnIC Biz services.
